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SAVI VENTURES
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Working Capital Facilities

Flexible operational credit facilities tailored for South African enterprises to finance payroll, inventory replenishments, overheads, and seasonal liquidity cycles. Placed through our network of credit partners.

Placement & Fee Standard

SaVi Ventures operates as a fundraising brokerage. We do not lend from our own balance sheet; facilities are structured and placed through our accredited network of credit partners.

Brokerage Fee: 3% of funds actually raised and disbursed, payable strictly upon success. No upfront fees.

Commercial & Non-Tender Scope: While Tender Finance is dedicated strictly to public sector tenders, Working Capital is available for non-government commercial trade, private corporate supply contracts, and B2B orders, as well as delivered government and SOE invoices. Minimum facility size is R100 000 across all credit facilities.
• We respond to every enquiry within 2 hours during business hours (9am-5pm SAST, Mon-Fri). Enquiries outside hours are answered first thing the next business day.
• Once placed with our credit partner network, application processing and disbursement typically takes 1-7 working days, depending on the facility and lender.

Enquire for Working Capital

Fast review by our transaction desk.

2-Hour Response
Overview

What is Working Capital Finance?

Working Capital Finance provides short- to medium-term operational funding designed to sustain business cash flow. Whether navigating delays from commercial enterprise debtors, private corporate customers, or government entities, managing cyclical inventory demands, or bridging payroll while delivering contracts, working capital facilities provide predictable liquidity without surrendering equity.

SaVi Ventures acts as your fundraising brokerage. We do not lend directly; we evaluate your company's banking turnover, package the risk profile, and place the facility with our accredited network of credit partners and alternative commercial lenders.

Target Profile

Who It's For

  • Operating businesses with at least 6 to 12 months of verifiable trading history and consistent turnover.
  • Companies experiencing temporary cash flow pinches due to customer payment delays or expansion.
  • Businesses preparing for seasonal demand peaks requiring advance stock or operational ramp-up.
  • Enterprises that do not meet traditional commercial bank property collateral hurdles.
Step-by-Step

How It Works

01

Submit Records

Provide your 6-12 months bank statements and company details.

02

Partner Placement

We match your turnover metrics with suitable specialized credit partners.

03

Facility Approval

Credit terms are finalized and the facility is sanctioned.

04

Funds Disbursed

Capital is disbursed into your account with structured repayment terms.

Checklist

Typical Requirements for Working Capital

Recent 6 to 12 months business bank statements in original e-stamped PDF format.
Up-to-date management accounts or recent annual financial statements.
CIPC company registration documents (CoR14.3) and certified ID copies of active directors.
Proof of business operating address (commercial lease agreement or utility statement).
Valid SARS Tax Compliance PIN verification certificate.
Summary of existing company debt or active credit facility commitments.

Ready to Secure Working Capital?

Submit your enquiry or reach our desk via WhatsApp.